Main article: Home insurance
Home insurance provides coverage for damage or destruction of the policyholder's home. In some geographical areas, the policy may exclude certain types of risks, such as flood or earthquake, that require additional coverage. Maintenance-related issues are typically the homeowner's responsibility. The policy may include inventory, or this can be bought as a separate policy, especially for people who rent housing. In some countries, insurers offer a package which may include liability and legal responsibility for injuries and property damage caused by members of the household, including pets.
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Definition A promise of compensation for specific potential future losses in exchange for a periodic payment. Insurance is designed to prote...
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policies issued by publicly-funded health programs, such as the UK's National Health Service will cover the cost of medical treatments...
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